All apps Owed
AI agent, works while you sleep

Get back the money you're owed.

Owed reads your order emails and quietly files every refund you're due, before the window closes. You only hear from it when money lands, or when it needs your OK.

Price dropsLate delivery creditsRecallsClass-action settlementsWarranty repairs

Read-only inbox access. It never sends email or spends money.

Step 1 of 3 . What it can see

Give it read-only access to your order emails.

Pick the inbox where your receipts land. Owed filters for orders, shipping and billing emails only.

Can read order, shipping and billing emails
Cannot send, delete or reply to anything
Cannot read personal mail. Non-order emails are skipped before any AI sees them.
Step 2 of 3 . What it can do alone

Set its rules.

"File" means Owed submits the claim itself. "Ask" means it prepares everything and waits for your tap.

Price dropsPrice adjustment inside the store's window
Late delivery creditsWhen a paid delivery promise is missed
SettlementsFile when no signature is required
Recalls and warranty repairsThese share your address or need a signature
ALWAYS ASKS
Ignore price drops smaller than
Where money goes
Step 3 of 3 . First sweep

Reading your receipts...

    Run 4 of this week

    Price adjustment

    LIVE
      Watching 23 ordersLast check 08:41. Next price check 14:00.

      Tap any entry to see its receipt: the evidence, what was sent and the confirmation number.

      Every window, in one place

      October 2026

      Price windowReturn windowClaim deadlineWarranty
      Coming up
      1 thing needs you

      Your kettle is on a safety recall.

      Vela 1.7L electric kettleBought 14 March from Homeworks. Recall notice found Saturday 10:05.

      The lid latch can open while boiling. The maker offers a free replacement, shipped to you, worth $39. I filled the form. Here is exactly what gets shared and with whom:

      Nothing else is shared. No card details. The maker can't use your address for marketing under the recall terms.

      Why it asked
      Owed files on its own only when nothing personal leaves your inbox beyond an order number. Anything that shares your address, ID or a photo, or needs a signature, waits here. You can change this in rules any time.
      Lifetime recovered
      $22 settlement pendingKettle replacement waiting
      SUNDAY NOTE . 25 OCTOBER . WEEK 2

      You got $14 back this week.

      Late delivery credit, grocery box+$8.00
      Unused return label refund+$6.00
      Orders added to the watch list+3

      Owed keeps 10% of money that actually comes back ($1.40 this week). If nothing comes back, you pay nothing.

      By week

      Dashed bars are what's already filed and expected. Your pace: about $310 a year.

      Standing watches
      Price checks on 23 orders3 times a day until each window closes
      ON
      61 open settlementsNew ones matched against 4 years of receipts
      ON
      4 recall listsChecked daily against everything you own
      ON
      Warranties on 9 itemsNudges you a month before each one ends
      ON
      Brag a little

      Money found, receipt style.

      OWED . RECEIPTOCT 2026

      $74 back

      Amara did nothing. An agent did this:
      TV price drop$60.00
      Late delivery credit$8.00
      Unused return label$6.00
      Settlement (pending)$22.00
      TIME SPENT0 min
      Find yours: owed.example/amara
      Message preview

      Friends who join with your link get their first claim fee-free. So do you.

      The grand mission

      No refund left behind.

      Every refund has its own window, its own form and its own rules, so most people leave the money on the table. Companies count on it. Owed flips that: every purchase gets an advocate that never forgets a deadline.

      YEAR 1

      Your own refund agent

      Price drops, late deliveries, recalls and settlements for shoppers in Toronto, Lagos, Manchester, Mumbai and Manila. Five languages of order emails.

      YEAR 2

      The household and the small shop

      Shared family watch lists. A business plan for cafes and corner shops that chases supplier credits, short deliveries and overbilled fees.

      YEAR 3

      An open map of refund windows

      A public, community-checked registry of every store's policy and every open settlement, so any app or person can check what they're owed. Stores that pay fast get a "Fair Refunds" badge.

      Promise: Owed only earns when you get money back. It will never sell your purchase data.